Moira dela Torre stars in Home Credit’s The Great 0% Interest Festival campaign video

Following the rollout of the biggest and grandest 0% interest sale nationwide, Home Credit Philippines (HCPH), the lifestyle partner of every Filipino, launched a new campaign video this holiday season for the brand’s The Great 0% Interest Festival, headlined by Home Credit’s brand ambassador, Moira dela Torre.

Launched through Home Credit’s Facebook and YouTube pages, the new campaign video took inspiration from a famous Philippine reality TV singing competition where Moira was a judge. In the newly released campaign video, Moira plays as one of the panelists on Home Credit’s “Buy-dol Philippines.”

The campaign video, which aims to promote and drive awareness about Home Credit’s The Great 0% Interest Festival, shows some Buy-dol hopefuls performing songs about the products that customers can get through Home Credit at 0% interest installment plan this holiday season.

“With Christmas being the most festive shopping season of the year, we at Home Credit want to give our customers the access to the widest range of items offered at the most affordable installment plans yet so far. With the launch of our biggest 0% interest sale, we want to make the shopping experience of every Filipino more sulit this holiday season. We’re joined by our brand ambassador Moira dela Torre to help celebrate the holidays in a fun and meaningful way with Home Credit,” shared HCPH’s Chief Marketing Officer Sheila Paul.      


BTS shots with Home Credit’s brand ambassador Moira dela Torre




Home Credit’s The Great 0% Interest Festival

Filipinos love to go shopping, most especially during the Christmas holiday season and there's nothing wrong with rewarding one's self after a year-long hard work and putting most of your earnings into your savings. But if you’re a true Filipino, you know that even if we spend our money shopping during the holiday, we still want the best deals for all our purchases!

With Home Credit’s The Great 0% Interest Festival, customers may choose from a wide selection of over 50,000 products – from smartphones and laptops, home appliances and furniture to bicycles and hardware, sports and gym equipment, and many more – offered at 0% interest rates at almost 10,000 partner stores across the country. 

Customers may get their dream smartphones and laptops from OPPO, realme, vivo, Samsung, Xiaomi, Acer, Apple, Huawei, Asus and Lenovo at an affordable monthly installment plan through Home Credit. Furniture and appliances from Home Credit’s retail partners, such as SM appliances, Robinsons Appliances, Abenson, FC Home, Home Along, AllHome, Emcor, and Automatic Centre, can also be purchased at a flexible payment option of 0% interest.

Ready to shop? Download the My Home Credit app or visit Home Credit’s partner brands and retail stores near you. Shoppers can now experience The Great 0% Interest Festival and make the most affordable purchases until January 31!

Watch the video here.


Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and by the Bangko Sentral ng Pilipinas (BSP). To learn more about the latest updates from Home Credit Philippines, visit its official website www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are encouraged to download the app on Google Play to know more about the latest promos and see what is new in the Marketplace.


Have the merriest holiday with Home Credit’s The Great 0% Interest Festival


The most awaited season for Filipinos is fast approaching — signaling the most beautiful time of the year for giving and sharing. Get ready to fill your hearts with your most wishlisted items for yourself and your loved ones and embark on the most exciting shopping season of the year! 

Want something for your monitos and monitas? Or have you been wanting to reward yourself for a year of hard work? Better not pout, better not let your wallets cry because a huge blowout is coming to town!

As a holiday treat for Filipino customers, Home Credit Philippines (HCPH), the lifestyle partner of every Filipino, launches The Great 0% Interest Festival with over 50,000 products offered at 0% interest rates at almost 10,000 partner stores nationwide.

“Giving has always been a part of every Filipino's holiday tradition. What other way to start the season than to share the fruits of our labor with our loved ones and make their holidays extra special. To make this possible, Home Credit gives back to its customers by making holiday gifting more accessible and affordable this year by offering items at 0% interest rates to fit every Filipino’s holiday budget,” shares HCPH’s Chief Marketing Officer, Sheila Paul

This is indeed a perfect time for Filipino shoppers to make their desired purchases without the need to hurt their wallets. From your desired phone upgrades, quality appliances, and new furniture to awesome tech and digital finds — Home Credit has everything that you need for your holiday gifting! 

The biggest 0% interest rate promo nationwide

Home Credit’s The Great 0% Interest Festival is the biggest and longest-running 0% interest promo of any BNPL brand nationwide running since April 2022.

Filipino customers can enjoy their holiday shopping experience with Home Credit’s wide selection of over 50,000 products – from home appliances and furniture, bicycles and motorcycle accessories to electronics and hardware, sports equipment and apparel, and many more – offered at 0% interest rates at almost 10,000 partner stores across the country.

Fulfill your holiday wishes with Home Credit

Tick off all items on your wishlist because you can now avail of your desired purchases through Home Credit and its partner brands and retail stores nationwide at a 0% interest rate. 

You can now get your dream gadgets, camera phones, and digital devices at the nearest partner brand stores — OPPO, realme, vivo, Samsung, Xiaomi, Acer, Apple, Huawei, Asus and Lenovo.

If you are looking for some new furniture or appliances to give away as presents, or tools and home essentials for your loved ones, you can now get them at Home Credit’s retail partners: SM appliances, Robinsons Appliances, Abenson, FC Home, Home Along, AllHome, Emcor, Automatic Centre.

Wait there’s more! 

As an added treat, the brand wants to hype up your Home Credit holiday experience by launching an exciting campaign video that is set to launch on November 17 on Home Credit’s official Facebook and YouTube accounts, headlined by Home Credit’s brand ambassador – Moira dela Torre.

What are you waiting for? Shop now via the My Home Credit app and visit its partner brands and retail stores near you. Shoppers can now experience The Great 0% Interest Festival and make the most affordable purchases until January 31!


Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and by the Bangko Sentral ng Pilipinas (BSP). To learn more about the latest updates from Home Credit Philippines, visit its official website www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are encouraged to download the My Home Credit app on Google Play to know more about the latest promos and see what is new in the Marketplace.


Home Credit Empowers Eco-Conscious Consumers to Take the Next level


To travel around the metro, there are three choices: drive there and pay costly gas prices, book a ride-sharing app that is also a bit pricey, or try your luck with public transport and be hassled.

Waiting in line for buses, jeeps or trains that seem to have no end  — you might have been at the crossroads and convinced yourself to stay home instead. That has been the situation for many, more so now that more businesses have opened and people have come back to schools and work, after the long lockdowns.

However, more recently, many Filipinos have turned to bike commuting. It has become a normal sight to see people riding their bicycles around major cities. Despite the country’s unpredictable weather, more and more can be seen pedaling by themselves or even cycling in groups. They ride their bikes both for recreational and essential purposes like staying physically active, running errands, and heading to work.

Furthermore, bicycles are now turning into more ideal modes of transportation as they can easily squeeze their way into the frantic metro traffic and even squeeze through alleys and shortcuts that would otherwise not be accessible by cars.

But more than these reasons, many have turned to biking not only to stay away from the hassle of road transport but to lessen their carbon footprint. The conversations on how global warming is severely affecting the environment worldwide, primarily due to the excessive consumption of fossil fuels for transportation, have pushed more environmentally conscious people to look for sustainable alternatives to replace fossil fuels.

Now, more than ever, people from different walks of life are becoming more knowledgeable about their purchasing decisions. They opt for brands that have sustainability and green practices at their core – showing their concern for the planet’s well-being. Informed consumers actively seek out eco-friendly alternatives in replacement of their everyday essentials to promote lasting positive change for the environment.

Make your sustainable choice with Home Credit

If you’re one of the “green-minded” Filipino consumers who had been wanting to go bike commuting or simply wanted to channel your inner Freddie Mercury and ride your own bicycle around the metro — you may want to take a look at Home Credit’s financial products to finally take home the wheels you’ve been eyeing. Having a sustainable and eco-friendly vehicle provides a long list of benefits for the environment including reduced noise and air pollution and cooler and more conducive living spaces.


As the lifestyle partner of every Filipino, the country’s leading buy now, pay later (BNPL) provider Home Credit Philippines (HCPH), supports eco-conscious consumers in their commitment to the environment and offers a wide array of electric bikes and scooters available through hundreds of its partner merchants. All items can be purchased through flexible payment terms and low-interest rates, plus no credit card required — making that green choice much more accessible and affordable.

Ride safe!


To learn more about the latest updates from Home Credit Philippines, visit its official website www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are encouraged to download the Home Credit App on Google Play to know more about the latest promos and see what is new in the Marketplace.






Review: Atome - Buy Now, Pay Later

 


I recently discovered a new way to shop! Okay, maybe not recently. About six months ago. It's called Atome

What is Atome? 

Atome is a buy now, pay later mobile app that's been around since December 2019. Atome is pronoucned A-to-me and stands for Available to Me. It allows you to shop and pay your purchases in 3 easy installments at 0% interest. You can use it to shop online in stores such as Zalora, HairMNL, Boozy, just to name a few. You can also use Atome when you shop in retail stores such as SM Department Store, Watsons and Urban Revivo  - just look for the Atome sign to know that the store is an accredited merchant. Atome has over 5,000 store partners from lifestyle, beauty, fashion, fitness and homeware. 

My Experience Shopping with Atome



Setting up an account with Atome is hassle-free. The app's interface is also easy to understand and manage. The home screen shows you the shop categories, your Atome earned points and also informs the users of what's new. You can also easily check on the app their partner merchants so if you're looking to buy somewhere specific, search the app to see if the store accepts Atome payments. 

To see how much your payment will be and the due date, you simply have to click on the finance option on the bottom of the screen. That's also where you have to go to settle your payments. The app automatically charges your linked card account once your due date arrives but you also have the option to settle your payment ahead of time, manually. 

I've been using this app to shop for some time now. I can tell you, it really makes shopping lighter on the pocket since it allows you to pay in three interest-free installments. When you shop online or in stores, the app will automatically compute your total purchase and break it down into three installments. I was wary at first that I even computed the broken-down amount to see if it's really interest-free. It is!  

Atome Card



Atome also recently launched their own physical card. I've been a satisfied customer of the mobile app so I availed the card. I got it after a couple of weeks delivered to my house. Just like other credit cards, to use the Atome card, you'll need to activate it. It also works like other credit cards. When you go to a merchant, check if they accept Mastercard in order to use Atome. 

Use the Atome card to pay for your purchases at 0% interest. Unfortunately, unlike the mobile app version, the physical card currently does not allow you to pay in three installments. Not yet anyway.  I found that out when I bought shoes from Urban Revivo and used the card. I was surprised to be charged the full amount.  

Bothered, I emailed them to ask and confirm that this is really the case. The agent responded a few minutes later and confirmed that unfortunately, the Atome card only lets you shop at 0% interest but not in installments. For now at least. Hopefully, they'll soon make it into three interest-free installments as well. 

Also, I don't think the card is widely accepted yet. I recently tried to use the card at a salon when my debit card balance wasn't enough to pay my bill. The card was declined even though it still has an available balance. 

Conclusion

The Atome mobile app is great! Three zero-interest installments - what's not to love? The Atome card, meanwhile, not so good to use just yet. For easy on the pocket shopping experience, use the mobile app. Download the Atome on Apple or Google Play store and start shopping.