What's in Marga's bag for the school year? Check out Pambasang Ses' recommendations

Back-to-school season with students attending classes in real life is officially here. With backpacks filled with fresh school supplies, why not throw in new tech buys for an upgraded learning experience?

Parents and students are in for a treat! From July 15 to September 15, the lifestyle partner of every Filipino, Home Credit Philippines, offers a list of affordable gadgets with the Back-to-School, Back-to-Sulit campaign. Through low-interest rates and flexible payment terms, the brand makes these back-to-school products more accessible to Filipinos!

Now for a more kabog back-to-school experience, check out these top gadgets-- from stylish smartphones to high-performing laptops and notebooks-- chosen by Christian Antolin, aka Marga Mukhang Dragon!

Smooth learning with Samsung Galaxy A52S

The Samsung Galaxy A52S is powered by 5G for super smooth video streaming, ultra-fast sharing and downloading of files, and even multitasking using multiple applications.

Equipped with Eye Comfort Shield² that lowers blue light, this smartphone is also a perfect companion for those extra hours of reviewing. And to top it off— the Galaxy A52S comes in four trendsetting colors to match students’ new backpacks and uniforms.

Capture awesome shots with OPPO Reno7

Tired of pixelated snaps and blurry videos for those practical requirements? The Oppo Reno7 can fix that! 

Known for its powerful camera features, this device comes with 25 levels of adjustable aperture for pro-level portraits and AI-enabled Ultra Night and Live HRD for crisp videos — definitely a perfect companion for those photography and art classes.

Style and power combined in iPad 9th Gen

Level up the tablet experience with the iPad 9th Gen. This iPad stands out with its sleek and classy design with an equally impressive performance.

Powered with an A13 bionic chip exclusively designed for Apple products, the iPad 9th Gen can power through long hours of notes taking and web browsing. Its 12-hour battery life can definitely keep up with long study hours.

Experience stellar performance with HP Victus 16

Finish all those projects and schoolwork with the very reliable HP Victus 16. This high-performing laptop is not only perfect for gaming but can carry heavy graphic designing and editing, and even multitasking tabs and applications in between-- thanks to its MD Ryzen 7 5800H processor. 

Now that’s a device that can definitely keep up with powerful school performance.

Be on top with Acer Aspire 7

Boasting powerful processing and graphics, the Acer Aspire 7 is the ideal companion to beat those deadlines and get straight As. 

Tons of school files? Fret not because this laptop comes with abundant storage and memory. It also comes with Windows 11, providing the freshest and most up-to-date applications for an optimized learning experience. For those who opted for distant learning, this device is also equipped with fast connectivity for scoring those recitation points and having the smoothest virtual classes ever!


To learn more about the latest updates from Home Credit Philippines, visit their official website www.homecredit.ph. You may also follow them on their official Facebook, Instagram, and TikTok accounts. Customers are encouraged to download the Home Credit App on Google Play to know more about the latest promos and see what’s new in the Marketplace.


Capture meaningful moments this World Photography Day

In a world that's on the golden era of photography, how can one define a ‘picture-perfect’ photograph? For professionals, it may be a once-in-a-lifetime opportunity to show their skills and passion for capturing powerful photos. while for content creators, it might be a snap of their aesthetically pleasing outfit to be posted on their socials. 

However one defines a ‘picture-perfect’ snap, one thing’s for sure — photographs tell powerful stories. And behind every photo is an interesting story to share.

The lifestyle partner of every Filipino Home Credit Philippines celebrates the art and science of photography this World Photography Day! With a plethora of high-performing camera phones available through flexible payment terms and low-interest rates, Home Credit encourages Filipinos to unleash their inner photographer and capture their own ‘picture-perfect’ moments.

Capture Memories with Canon EOS 7D Mark II

For professional-looking photos with a pop of creativity and color, the Canon EOS 7D is the right purchase. This camera is designed to meet the demands of photographers who want to explore various artistic opportunities in every shoot, producing the most creative outputs. For those wishing to share their snaps on socials right away, this camera is WiFi compatible and features USB 3.0 connectivity.

Get an HD experience with the Sony Mirrorless Camera

Take images as sharp as lighting with the Sony Mirrorless Camera ILCE7RM2. This camera lets users take photos like a pro with its high resolution and sensitivity up to ISO 102400. It also comes with an image stabilization feature that produces sharp images. From weddings and birthdays to special gatherings, this camera serves its purpose in shooting videos without pixelation, using its 4K movie recording feature that brings every moment to life — the perfect definition for HD!

Capture clear night moments with Redmi Note 10 Pro

Every moment deserves a high-definition touch from day to night. This device has a solid 108MP camera for sharper and brighter images at any time of the day. There is no need to worry about bringing external light equipment because the Redmi Note 10 Pro has an automatic and manual night mode that can take stunning and quality photos even at night.

Experience effortless shoots with Oppo Reno7 Z 5G

Get the professional photoshoot of your dreams with just one phone! The Oppo Reno7 Z 5G is equipped with superior portrait shooting features for photos that look straight out of a magazine. Its front and rear cameras are integrated with Bokeh Flair Portrait for DSLR-like images with bokeh light spots. It also comes with AI Scene Enhancement that boosts photo color saturation and contrast and AI Palette with different filters such as retro and cinematic. And for perfect portraits: Portrait Retouching is already built into its cameras, giving naturally beautified photos.

Take perfect selfies with Vivo V21e

For selfie-lovers, the Vivo V21e is the perfect companion.! It features a 44MP Eye Autofocus Ultra HD Camera that captures every detail even under dim lighting — and image quality is still amazing even when zoomed in. It also has a Super Night Selfie Mode that takes stunning and rich night photos using multi-frame processing and multi-level illumination. 


To learn more about the latest updates from Home Credit Philippines, visit their official website www.homecredit.ph. You may also follow them on their official Facebook, Instagram, and TikTok accounts. Customers are encouraged to download the Home Credit App on Google Play to know more about the latest promos and see what’s new in the Marketplace.


vivo Remains the Market Leader in the Chinese Smartphone Industry in Q2 2022


vivo secured its spot as the top smartphone brand in terms of Q2 2022 sales according to Counterpoint Research market report. The report showed that vivo recorded a 19.8 percent  market share, a slight dip from its 21.1 percent in Q1 2022. This feat is despite a 14.2 percent  YoY decrease in Chinese smartphone sales in the same quarter.

Research Analyst Mengmeng Zhang said, "During the quarter, vivo maintained its leadership. The mid-to-high-end S12 series helped vivo grab a good share in the $250-$399 segment. Sub-brand iQOO also received positive market feedback, especially from younger customers."

The trying times for the Chinese smartphone market are marked by a 12.6 percent decrease in sales volume compared to the peak of the pandemic (1st Quarter of 2020), less than half of Q4 2016, and can be compared to the critical sales when iPhone 5 entered the competition. 

Senior Analyst Ivan Lam's evaluation further associates this setback with the general economic struggle that the country is experiencing. He said, "China's economy merely grew 0.4 percent YoY in Q2 2022, lower than the market expectation of 0.8 percent to -1 percent." 

It is essential to note that during that time, full or partial lockdowns were implemented in China's major cities to regulate the spread of the COVID-19 virus. While these regulations have been for the greater good, their negative impact on the financial and manufacturing hub Pan-Shanghai is undeniable. The services sector suffered the most challenging YoY growth (from 4 percent YoY in Q1 to 0.4 percent in Q2). Further contributing to slower sales are high rates of competition with lagging consumer motivation to purchase products and consumers' perceived absence of innovations. 

Despite the challenges, vivo continues to provide the market with premium and reliable smartphones. vivo is expected to pursue its top position by reinforcing its brand in the high-end segment. Moreover, vivo strategically aims to penetrate the trend for premium foldable smartphones. Foldable smartphones project profitable sales in the latter quarters of this year.  

Carrying the Torch in PH Scene

vivo aims to bring its top-tier performance to the Philippine market with the launch of vivo T Series and vivo X80 series in Q2 2022. These entries further solidify vivo’s position in the upper midrange to the high-end segment of smartphones. Each series captures the interest of its target consumers from leisure to productivity needs.

Launched in May 2022, the vivo T-series takes the gaming experience to another level with its turbo-driven performance, appearance, and camera carefully curated for the gamers and consumers with a fast-paced digital lifestyle.

vivo also empowers and inspires photography enthusiasts by challenging the limits of mobile photography and setting the standards for captured masterpieces even higher through the vivo X80 series. The vivo X80 series was launched in June 2022 boasting its continued partnership with ZEISS embedded in the camera of its latest flagship smartphone. 

vivo commits to nothing less than excellence for the rest of the year as vivo continues to deliver premium and reliable smartphones to different market segments.